Low Risk, High Reward, Informed Financials

  • About
  • High Risk Strategy
  • Personal Finance
    • Personal Finance
    • Academic Research
  • Newsletter Subscription
  • Member Login

Stocks

Personal Finance

Reoccurring Costs – The True Costs

Reoccurring costs can be hidden expenses every month which make us poorer Do you have a buddy who has tons of subscriptions? He pays for Netflix, Hulu, HBO, and has a rock gym membership and Amazon prime? All of those could easily cost the guy $120 or more per month! Read more…

By informedfinancials_ewdd8s, 53 years53 years ago
Personal Finance

The most powerful tool for wealth building

Wealth Building is simple, invest early, invest often, invest consistently, and stay the course. The reality with building wealth is incredibly simple – compounding interest and time. If we continue to do invest in index funds and take advantage of tax-free investment options, wealth building is simple! Imagine getting 8% Read more…

By informedfinancials_ewdd8s, 53 years53 years ago
Personal Finance

Don’t give up on bonds – The diversifying power of Bonds

Bonds are not as bad as they seem I see a lot of social media posts that say bonds are drags on accounts and will only lose value over the next decade or so. It’s true that we have been in a long term bull market for the last 40 Read more…

By informedfinancials_ewdd8s, 53 years53 years ago
Academic Research

Wealth Creation in the US Stock Markets comes from a Tiny Portion of Stocks – can you find the 4%?

Wealth Creation in the US Stock Market Movies like the Wolf of Wallstreet glamorize the normal dealings of investment firms and active managers. They paint them as wildly successful entrepreneurs and sometimes even horrible scam artists, or a combination of the two. However, the reality is a bit different. It’s Read more…

By informedfinancials_ewdd8s, 2 years2 years ago
Academic Research

Are stocks a good investment for the long run? Evidence from a broad sample of developed markets

Stocks for the long run is almost always a good idea, or is it?                 It’s generally a good bet that being in stocks will provide inflation beating returns. A lot of papers have studied this phenomenon in the past and concluded that this. For example, Vanguard has looked at Read more…

By informedfinancials_ewdd8s, 2 years ago
Personal Finance

The Shortest Summary of a Random Walk Down Wall Street on the Internet

The shortest summary of A Random Walk Down Wall Street:                 TLDR: “Market prices are so efficient that normal investors are better off buying and holding index funds than attempting to buy and sell individual stocks or actively managed funds.” A somewhat longer summary: A random walk is accepting that Read more…

By informedfinancials_ewdd8s, 53 years53 years ago
Personal Finance

Home Country Bias in investing

Most investors tend to exhibit certain trends when they invest and one of the most observable ones is home country bias. Home country bias is when an investor is over exposed to domestic equities in their investment portfolios. Let’s look at how this happens, the pros, cons, and how to Read more…

By informedfinancials_ewdd8s, 53 years53 years ago
Personal Finance

Recommended financial services:

These are a many investment and financial services out there. This is a list of various products we use and endorse. Further, we’ll make notes on ones we have heard of which have high reviews and good products as well. Is there a service here that you love but don’t Read more…

By informedfinancials_ewdd8s, 53 years53 years ago
Personal Finance

Best and easiest funds for the most diversification

Across this website, I’ve urged people to use diversification in their asset allocations, explained why diversification is a free lunch, and why you should have international diversification. But fortunately, there’s a few really easy ways to get all the diversification you could need in your investment portfolio as there’s a Read more…

By informedfinancials_ewdd8s, 53 years53 years ago
Personal Finance

Recency Bias – how memories of recent market movements impact your judgement

Sometimes when we make investment decisions, we think we should try and predict the future. We want the best stock returns for a variety of reasons from things like retiring early or using the funds to purchase a new car. And if we are trying to predict the future, we’ll Read more…

By informedfinancials_ewdd8s, 53 years53 years ago

Posts navigation

1 2 Next
Recent Posts
  • FTX Cryptocurrency collapse, Sam Bankman-Fried in ruins with possible regulations coming
  • AI powered mutual funds are rising and out performing it’s human counterparts in finance
  • Of the top 150 cryptocurrencies in 2017, only 12% were good investments
  • Wealthfront – are robo-advisors worth it?
  • Bitcoin and cryptocurrency’s long-term future is the trash bin
  • About
  • Front Page
  • High Risk Strategy
  • Member Login
  • Newsletter Subscription
  • Personal Finance