Wealth Creation in the US Stock Market Movies like the Wolf of Wallstreet glamorize the normal dealings of investment firms and active managers. They paint them as wildly successful entrepreneurs and sometimes even horrible scam artists, or a combination of Read more…
Can bringing your lunch save you $2,000 or more dollars per year? Let’s begin with a bit of backstory. I started my career off at Goldman Sachs working in the foreign exchange department fresh out of college. I was making Read more…
Stocks for the long run is almost always a good idea, or is it? It’s generally a good bet that being in stocks will provide inflation beating returns. A lot of papers have studied this phenomenon in the past Read more…
Vanguard Research This paper by Vanguard seeks to outline and determine if the US market will continue to out preform for the next decade. As we enter 2021, it’s important to guide our future expectations about returns. There are Read more…
Savings Rate There’s a lot of financial literature out there telling you how much you should have in retirement the nice “nest egg” amounts often rest around 1 million or more dollars. These are often good numbers to shoot for Read more…
ETFs and index funds Exchange traded funds, or ETFs as they are commonly called, are often a great way to track a collection of securities such as stocks. These can often track an underlying index of some type – like Read more…
FIRE, the goal we should be striving for The goal, in my opinion, that we should be striving for is called FIRE. FIRE stands for financial freedom, retire early. It sounds a lot like what it is, people attempting to Read more…
Credit Cards for Everyday Use In general, our philosophy with credit cards is to get the best deals – like most people. However, we picked a few credit cards that we think are the best of the best for 2021. Read more…
There always seems to be a relatively steady stream of IPOs ripe for investors to be taking advantage of possibly huge gains – or huge losses. IPOs are sometimes seen as attractive to investors because they can get in on Read more…
The shortest summary of A Random Walk Down Wall Street: TLDR: “Market prices are so efficient that normal investors are better off buying and holding index funds than attempting to buy and sell individual stocks or actively managed funds.” Read more…