Are you frugal? Are you trying to become more frugal? Saving for a trip? Trying to build wealth while on a tight budget? Here’s a few simple tips that could help you save a bit more. Buy a lunch box and use it! I recently calculated that my lunch Read more…
Can bringing your lunch save you $2,000 or more dollars per year? Let’s begin with a bit of backstory. I started my career off at Goldman Sachs working in the foreign exchange department fresh out of college. I was making pretty decent money for a young grad and had very Read more…
Credit Cards for Everyday Use In general, our philosophy with credit cards is to get the best deals – like most people. However, we picked a few credit cards that we think are the best of the best for 2021. These cards have no annual fee, no usage requirement, and Read more…
Building credit and using credit cards is an important long-term goal most Americans should have. Building credit allows individuals to get better deals on interest rates for loans – like car loans, mortgages, and personal loans. However, the average American uses far too much credit card debt. Last year the Read more…
A lot of financial advice and investing in the stock market can only be done with extra money. There’s two ways to have more disposable income in this life, either make more money or spend less of the money you earn. For those who are on a salary at work Read more…
Owning a car is a necessity in American culture, but is going into debt necessary for it? Or is it even the smart solution? Well if we determine that for most of America it’s a necessity and realize that owning a car can get us to a job, or other Read more…